The benchmark 30 year fixed rate loan interest rates at Citizens Bank start at 4.125 with an APR of 4.152. The short term 15 year loan deals are available starting at 3.375 today and an APR of 3.422.
The 3 year ARM interest rates are 3.625 today and an APR of 3.166. The 5/1 Adjustable Rate Mortgages at Citizens start at 3.250 carrying an APR of 3.113 to start. 7/1 ARMs have been quoted at 3.500 and APR of 3.258.