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Will Social Security Collapse Or Survive?

Will Social Security Collapse Or Survive?

More than 50% of US workers over the age of 60 are planning on postponing retirement, reports Jack Otter, Associate Publisher of Barron’s Wealth and Asset Management. In some ways that’s good news for those of us who... 
Simple Financial Planning for 2017

Simple Financial Planning for 2017

A new year is coming and oh how quickly. Although no one knows what tax and financial changes a Trump administration may bring, there are some time tested basics you need to remember for the new year. Make an investment in your IRA. You... 
The Website Investor Teaches Entrepreneurs the Secrets to Web Ownership

The Website Investor Teaches Entrepreneurs the Secrets to Web Ownership

NEW YORK—April 7, 2015–Morgan James Publishing’s (www.Morgan-James.com) new release, The Website Investor: The Guide to Buying an Online Website Business for Passive Income by Jeff Hunt, shows small business owners and investors... 
Worried About Money? So Is 72% of America, Apparently

Worried About Money? So Is 72% of America, Apparently

Some insist that money is the root of all evil, but while this may be taking things a little too far, it appears cash is indeed the number-one cause of stress. That is at least, for folks in the US. Despite things having started to... 
JPMorgan, Citigroup, Other Banks Considering Banning Traders from Online Chat Rooms

JPMorgan, Citigroup, Other Banks Considering Banning Traders from Online Chat Rooms

Citigroup Inc. (NYSE: C) and JPMorgan Chase & Co. (NYSE: JPM) are just two of the leading financial institutions considering the ban on traders participating in online chat rooms that link them to banks around the world.  These... 
Senate bill passed for market rate based, student loan, interest rates

Senate bill passed for market rate based, student loan, interest rates

There have been some heated debates in Congress, as Senators currently debate a change to the Student Loan repayment system. Any changes to Student Loans are very sensitive, in fact the whole subject creates flaired tempers. The Senate... 
Student Loan Interest Rate Doubles Overnight to 6.8%

Student Loan Interest Rate Doubles Overnight to 6.8%

The interest rate on college students’ subsidized Stafford loans have doubled overnight to 6.8%. This not only adds financial burden to the 7 million students expected to take out Stafford loans in the coming scholastic year, but... 
Student Loan Interest Rates Doubling to 6.8% – 1 July

Student Loan Interest Rates Doubling to 6.8% – 1 July

  Student loans are a headache for college graduates. However, they will be hit with another financial burden as the interest rates could double.   Frank Willshire, a software engineer who is still paying off loans incurred... 
Life Insurance or Not? What makes sense

Life Insurance or Not? What makes sense

It is important to have insurance for a family’s well-being. However, it is not always the case. For instance, when you have enough wealth that you no longer need insurance or when kids are grown up. One should keep informed to know... 
US Gas Prices Still Much Lower than the Rest of the World

US Gas Prices Still Much Lower than the Rest of the World

The current average gas price at the pump is $3.55, according to gasbuddy.com. It is quite low compared to the price that consumers in other countries pay.   The actual market value of gasoline costs between $2 and $0.90 more... 
With Rise in Interest Rates, Make Smart Moves

With Rise in Interest Rates, Make Smart Moves

The era of low interest rates is over. This is how investors have reacted to comments by the Federal Reserve Board Chairman Ben Bernanke on June 19 that the downside risks to the outlook for the economy and the labor market  have... 
Payday Loans March One Step Closer to Pennsylvania Senate – Consumer Groups Fear Rising Debt Spiral

Payday Loans March One Step Closer to Pennsylvania Senate – Consumer Groups Fear Rising Debt Spiral

Short-term cash loans known to most a payday loans are heading for legalization in Pennsylvania, having last week made it through the Senate banking committee by a hair’s breadth. At present, these kinds of loans which offer fast... 
Healthcare Apps Worth Paying For – Four Prime Examples

Healthcare Apps Worth Paying For – Four Prime Examples

Millions of Americans talk of how much they’d like to take their healthcare into their own hands, without realizing that it’s never been easier to do exactly that. At least, to a degree. Mobile technology has evolved largely beyond... 
Life-Saving Tips for Last Minute Tax Returns – Don’t Panic…Yet!

Life-Saving Tips for Last Minute Tax Returns – Don’t Panic…Yet!

It’s that wonderful time of the year once again where despite all the best intentions in the world, millions are still to file their 1040 tax returns and are starting to feel the pressure. It’s also the time of year when experts... 
Tax Freedom Day 2013 Comes Early in Louisiana, Rather Late in Connecticut

Tax Freedom Day 2013 Comes Early in Louisiana, Rather Late in Connecticut

It’s that time of year again which by name alone sounds pretty great but in reality packs a pretty painful punch. This April 18th marks the unofficial Tax Freedom Day for the people of the US, meaning that until this date every penny... 
New Year, New Taxes?

New Year, New Taxes?

In December of 2012, Wisconsin Republican Representative Tom Petri introduced a bill that, if accepted, would change student loan payments as we know them. Petri proposed that loan payments be taken out of the borrower’s paycheck,... 
Roth IRA Conversion Question – The Same Year as an IRA Rollover?

Roth IRA Conversion Question – The Same Year as an IRA Rollover?

Here’s a theoretical question that’s bound to have been asked a few times recently: Say a person had been out of work since January and upon leaving their previous post rolled a $50,000 401 (k) into a bog-standard IRA. Having only... 
1.5% Social Security Increment Won’t Cover Cost of Living Increase for Seniors

1.5% Social Security Increment Won’t Cover Cost of Living Increase for Seniors

Social Security recipients across the US are to be granted a small cost of living increase next year, but it’s hardly the life-changing increment most will have been hoping for. Instead, you can expect an addition of less than 2%... 
Family Health Cover Up 97% in a Decade – Low-Income Families Hit Hardest

Family Health Cover Up 97% in a Decade – Low-Income Families Hit Hardest

The bad news is that standard family health insurance premiums increased once again during 2012, but on a slightly more positive note the speed at which the costs incremented was the lowest on record. According to the results of a... 
Fed Says You’re Richer – We Beg to Differ

Fed Says You’re Richer – We Beg to Differ

I’d like to be that at this mid-stage of 2012, you’re probably not feeling that much richer than you did in years gone by. Nevertheless, the Federal Reserve has released data which suggests that on the whole, you are in fact considerably... 
107 Days of Work Just to Pay Taxes – Americans Stump-Up 29% of Income

107 Days of Work Just to Pay Taxes – Americans Stump-Up 29% of Income

Here’s a bit of news to brighten your day ahead at work – at least three months of your much-needed wages will be heading nowhere near your own pocket this year, but straight in the hands of the taxman. Nothing like knowing that... 
Five “Essentials” Getting Cheaper in 2012

Five “Essentials” Getting Cheaper in 2012

Chances are when you read a story about 2013 costs of living, you’re generally only ever in for bad news. However, take a more optimistic look at the US consumer market and you’ll find that there are in fact plenty of important,...