Standard 30 year fixed rate mortgage interest rates are on the books at 4.125% at PHH Mortgage carrying an APR of 4.190% today. The shorter term 15 year fixed rate mortgages are being quoted at 3.590% and an APR of 3.772%.
10 year fixed rate mortgages at the bank have been offered at 3.590% carrying an APR of 3.853% today. The best 20 year fixed rate mortgages have been offered at 3.875% at the bank carrying an APR of 4.018%.
ARM loans in the 5 year category at PHH start at 3.875% showing an APR of 4.138%. 7/1 ARMs have been published at 3.875% currently yielding an APR of 4.110%. 10 year ARMs stand at 3.920% today with an APR of 4.101%.
What does it cost to refinance?
The best 30 year refinance FRMs are listed at 3.50% at PHH and APR of 3.723% today. Shorter term, popular 15 year refinance fixed rate loan interest rates are coming out at 2.75% carrying an APR of 3.239%. The 7 year refi ARM loans have been quoted at 2.625% yielding an APR of 3.141%.
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